Get AI Credit Repair when subscribe for annual plan

Upload your combined Experian TransUnion Equifax credit report.
Our AI instantly analyzes every account determines dispute codes for each account and submits powerful, compliant disputes to all three bureaus.

Upload Your Credit Reports See Pricing

AI Credit Repair at NO Cost — Total value you save $80 (47% Savings)

• Also Includes • Debt Validation AI Tool • Debt Settlement AI Tool • Days Late Tracker • AI Debt Calculation Tool • AI Knowledge Base • Chat History •

Credit Repair Is a Credit Dispute

A credit dispute is when you formally ask Experian, TransUnion, and Equifax to investigate any account on your credit report that you believe contains errors, is inaccurate, outdated, or improperly reported by the creditor (for example, a “rolling 90-day late”).

The bureaus forward your dispute to the creditor — known as the “data furnisher” — through the e-OSCAR system using the creditor’s subscriber code. The creditor then has up to 45 days to investigate and either correct the error or verify that the information is accurate.

Holding big banks and creditors accountable used to feel nearly impossible — until advanced AI tools stepped in and made the entire credit dispute process dramatically easier, smarter, and more effective.

Why Our AI Credit Repair Is Different

Traditional credit repair vs True AI Automation

Traditional Credit Repair Companies

  • ✕ Dispute only 1–2 accounts at a time
  • ✕ Keep you in a monthly fee loop for years
  • ✕ High chance of miscommunication via e-OSCAR
  • ✕ Slow process — often takes months to years
  • ✕ Inaccurate dispute codes (resulting in poor results)

Our AI Credit Repair System

  • ✓ Uses exact subscriber codes — no miscommunication
  • ✓ Analyzes your full credit report from all 3 credit bureaus in seconds
  • ✓ Detects: reporting errors, inaccuracies, re-aging violations, zombie junk debt, 90-day rolling late buckets & more
  • ✓ Submits investigations for **all** negative accounts at once
  • ✓ Uses precise e-OSCAR dispute reason codes
  • ✓ Requests bureaus to validate (creditor, accounts, history and balance) with exact reason
  • ✓ Sanitizes reports to know accounts to address

How Our AI Credit Repair Works

📄

1. Upload Reports

Drag & drop your Experian, TransUnion and Equifax credit report in .PDF format.

🔍

2. AI Analysis

AI instantly scans for errors, inaccuracies, 90-day bucket violations, re-aging issues, and more.

📤

3. Automated Disputes

AI generates and submits precise investigations to all three bureaus using correct e-Oscar codes.

Simple, Transparent Pricing

No long-term contracts. Cancel anytime.

Monthly Access

$10/month

  • Unlimited AI chat access
  • Learn the hidden truths about debt, credit and protection laws
  • AI strategy tools & guidance
  • Days late tracker (track your payment history)
  • Save chat history
BEST VALUE

Annual Subscription

$90/year

Saves $80 (47% off)

Includes $50 Value Bonus:

Full Dispute, Repair & Investigation Package (All Negative Accounts)

Get Annual Plan – Saves $80 (47% off)

Ready to Clean Up Your Credit?

Upload your 3 bureau credit report and let the AI do the heavy lifting.

Upload Your Credit Report Now